Free RTP® & FedNow® Service Real-Time Payments with Request for Payment (RfP) Digital Invoicing in QuickBooks® QBO

Why Businesses Are Switching to RTP® & FedNow® Payments

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

The Future of Real-Time B2B Payments with RTP® & FedNow®

In today’s fast-paced digital economy, businesses require instant, cost-effective, and automated payment solutions to enhance cash flow and eliminate costly transaction fees. The RTP® & FedNow® Service is revolutionizing B2B payments, offering real-time transactions with zero merchant processing fees through a payer-pays-the-fee model.

With Request for Payment (RfP) digital invoicing, businesses can streamline payments, reduce operational overhead, and integrate seamlessly with QuickBooks® Online (QBO). This next-generation payment solution eliminates credit card fees, provides instant settlement, and ensures 24/7/365 availability—empowering businesses to optimize their financial operations like never before


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QuickBooks® ACH, Cards, FedNow and Real-Time Payments

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QuickBooks Online Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Faster Business-to-Business (B2B) Payments

Free RTP® & FedNow® Service Real-Time Payments with Request for Payment (RfP) Digital Invoicing in QuickBooks® QBO

Why Businesses Are Switching to RTP® & FedNow® Payments

Traditional B2B transactions are slow, expensive, and inefficient. Whether it’s ACH transfers, credit card payments, or wire transfers, businesses often experience delays, hidden fees, and complex reconciliation processes. The RTP® & FedNow® Service solves these issues with instant transactions, zero merchant processing fees, and seamless integration into QuickBooks® QBO.

Here’s why businesses are choosing RTP® & FedNow® payments today:

Key Benefits of RTP® & FedNow® with RfP Digital Invoicing & QuickBooks® QBO Integration

✅ Zero Transaction Fees – Payer Covers Processing Costs

  • Businesses using RTP® & FedNow® can eliminate costly transaction fees associated with credit card payments.
  • The payer covers processing fees, ensuring merchants receive 100% of their invoice payment.
  • Avoid traditional 2.5% - 3.5% credit card fees, saving thousands annually.

✅ Instant Payment Settlements – No Banking Delays

  • Funds are deposited into your business account instantly, improving cash flow.
  • No more waiting days for ACH payments or credit card processing to clear.
  • Reduce bank transfer delays and eliminate the risk of payment failures.

✅ Request for Payment (RfP) Digital Invoicing for B2B Transactions

  • Businesses can send instant payment requests using RfP digital invoicing.
  • Eliminates the need for paper invoices and manual follow-ups.
  • Improves accuracy and speeds up account receivables with automated QuickBooks® QBO integration.

✅ Seamless Integration into QuickBooks® Online (QBO)

  • Automatically sync payments and invoices with QuickBooks® QBO, reducing manual bookkeeping.
  • Instantly reconcile transactions, eliminating time-consuming data entry.
  • Enhance financial reporting accuracy by tracking real-time payments in QuickBooks®.

✅ 24/7/365 Availability – Accept Payments Anytime

  • Unlike traditional banking systems, RTP® & FedNow® operate 24/7, including weekends and holidays.
  • Receive payments anytime, anywhere, ensuring continuous business operations.

✅ Advanced Security & Fraud Prevention

  • End-to-end encryption and authentication protect against fraudulent transactions.
  • Unlike credit card payments, RTP® & FedNow® transactions are irreversible, reducing chargebacks.
  • ISO 20022 messaging standard enhances security and transparency in every transaction.

How RTP® & FedNow® Enhance Business Transactions

������ Faster Business-to-Business (B2B) Payments

  • Pay suppliers and vendors instantly with real-time settlement.
  • No need for checks, wire transfers, or ACH delays.

������️ Ideal for E-Commerce & Retailers

  • Eliminate high credit card processing fees and increase profit margins.
  • Improve customer checkout experiences with instant payment confirmation.

������ Perfect for Subscription & Recurring Billing

  • Automate recurring payments through Request for Payment (RfP) invoicing.
  • Reduce failed transactions due to bank processing delays.

������ Optimized Payroll & Gig Worker Payments

  • Pay employees, freelancers, and contractors instantly via RTP® or FedNow®.
  • Cut payroll processing costs and eliminate direct deposit delays.

Upgrade to RTP® & FedNow® with TodayPayments.com

Are you ready to eliminate payment processing fees and improve cash flow? With RTP® & FedNow® real-time payments, you can accept instant payments with no transaction fees, automate invoicing in QuickBooks® QBO, and ensure secure, 24/7 transactions.

������ Eliminate transaction fees – the payer covers costs
������ Instant payments with real-time settlements
������ Automated RfP invoicing for B2B transactions
������ QuickBooks® QBO integration for seamless accounting

Start accepting free real-time payments today! Sign up with TodayPayments.com now.

Request for Payment

Creation Request for Payment Bank File

Enhance Your Free FedNow Service using QuickBooks QBO, Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

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